Originally Posted by FrequentSleeper

My son, who has lived outside the USA since he was 21 and who has no particular earnings or other credit history in the USA, keeps getting these targeted offers at my address! Don't they know any better than to waste their printing and postage $ on him?

Anyway, I normally ignore these offers, but just now I received an Amex 100k Platinum MR offer addressed to him. I've never received any such offer, and I would probably go for it. The question is, what do you think would happen if I just x'ed out his first name on their pre-printed application and put mine in instead? The only change to what they printed on the app would be his first name. Everything else--last name, address, etc.--is all the same. Would they burp, should I try getting the same deal on the phone, or what?