Originally Posted by zyxlsy

It's a gas station in NZ, but I think they are all the same.

So basically Visa Debit cards from the US don't qualify for CHK in AUS and NZ because it is not using EFTPOS (similar to UnionPay)? I just tried again today, my Chip and Signature and magnetic cards from US all don't work at gas stations pumps, and my Schwab Debit card only work when choosing Credit AND inputing the PIN.

This is interesting because in the US my Schwab Debit would definitely be considered check cards and merchants would run them as debit cards when PIN is inputed.

P.S. The Schwab agent just confirmed through secured messaging at Schwab.com that my card is indeed a check card, with the Chip and Pin feature. However, the technical part of why CHK wouldn't work but CRD would was left unanswered.