Originally Posted by
mmdough
Both my college aged kids receive the targeted offer for 60K, though they won't be approved with limited credit history and income.
IIRC there's been mention of sanctions to banks who offer but then decline.
http://creditcardforum.com/blog/pre-...-credit-cards/
I'd check to see if this was considered a 'firm offer of credit' vs. an 'Invitation to Apply'.