Interesting. I wouldn't have expected it from either restaurant. I also don't know if they would use the same acquirer nationally or if this was specific to an area where many tourists were - ie) Central Florida. Although I suspect if one of them did it that the other would too since they used to have the same parent company. I was only able to find one example of a store, BrandsMart USA, with several locations in South Florida and two near Atlanta.

While searching for examples, I found this white paper from First Data which is almost laughable. The section that "answers" critics of DCC doesn't really answer anything at all. There may have been a time when DCC fees were a wash compared with currency exchange fees, but many of the premium (and regular) US cards now have a 0% FTF as a feature. Furthermore, since US cards have moved in the direction of a FTF, you'll get hit with the surcharged exchange rate in addition to your FTF. On my most recent trip to Asia, I didn't see a DCC offer below around 4%, and most were closer to 5%. Which is better 0% or 5%? Apparently we're a bunch of indignant and misinformed customers. They compared DCC as being reasonable when you look at hotel or airport currency exchanges. Finally, it's hard to say there are millions of satisfied cardholders who have made educated informed decisions. I certainly have never been offered what I consider to be a clear and conscious choice. The increasing adoption of DCC doesn't illustrate the popularity of the service as much as the spread of the infection and preying upon the naive masses when traveling abroad.