MeLike2Travel

1) Yes, it's treated as a purchase rather than a cash advance.

2) No, there are no restrictions that would prohibit anyone from carrying out neophyte's idea. I've been doing it for a little over a month, and did it for about 10 months with the Cit Cash Card. It works like a charm, and I'm very satisfied.

3) I don't think you need to do anything to hide your inentions. When I was doing it with Citi Cash Card, they initially froze my card b/c they suspected someone had stolen my card or there was some fraud going (lots of charges in short amount of time and constant withdrawls from ATMs). But I was very honest with them and told them exactly what I was doing. After they understood, they unfroze my account and I went on my way. With Visa Buxx, I currently have 6 cards (2 in my name, 2 in fiance's), and it's working fine. The only thing I did was I opened the cards over a 1 month period of time, versus opening them all at once. I hoped that would keep them from freezing my account and going through the process of explaining what I was doing. But nothing happened, and I'm using all 6 successfully.

4) It doesn't matter what the name on the funding credit card is. My two funding cards are both in my name, and some of the Visa Buxx cards are in my name, and some in my fiance's.