They downright suck!
My parents filed chapter 7 due to high medical bills. I had one joint card with Mom from years ago (not 1st usa), First USA has been the only company to jack MY rates up to 24% and Mom's card with them is still 14%. Yes I am in the class action to have the credit agencies to note that it was not my chapter 7, but first usa would not even listen. I closed 1 acct with them, and now paid the united one off down to the point where they get no interest. I was using it for business expenses during the summer and usually carried a $15K balance for 6 months or so till fall. Who loses? They do.....
JudyJ
Hello Advanta 3.9 till paid transfer....