Originally Posted by zyxlsy

In China it is pretty hard to steal money with just the credit card number, unless it is a Dual Currency Card (so they can steal from the Visa/MC side).

For UnionPay only cards, you need to have the card number, expiration date, security code, full cardholder name in Chinese characters, cardholder's national ID number. Also, you need to have the control of the cellphone registered with the card to receive verification SMS...

Sometimes there are Chinese characters that the banks can't find, and substitute with special characters in the cardholder's information. Then the cardholder is screwed when entering the card information online...