If you have very little credit history and are a student, it will be hard for you to get approved. And, the more times you apply and are rejected your credit score falls even lower. Get the student card, suck up the low mileage earning rate for 6 months while you build a credit history - use your card every month and always pay on time. Then, after about 6 months of good behaviour, you can call and ask to be switched to the standard card.

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