Originally Posted by
YuropFlyer
Back from Malaysia just now.
Experienced DCC at most stores and restaurants, could opt-out always, but the sheer fact that default is the CC's native currency (and not Malay currency) sucks. I have a card which is (almost) always forcing PIN, so I get the terminal handed to me - I can imagine if you've a signature card like many US-cards still are, and they do the "currency choice" for you, many will fall for it. DCC is annoying, and in my eyes it shouldn't be allowed to be set as the default choice ever. Even if you can opt out of it, it's just a scam.
I've lived in Malaysia for 6 months and have only encountered DCC once (at KUL duty free!) - local shops, restaurants etc. never seem to offer it to me. I've been using a mixture of Visa, Mastercard and Amex cards from banks in the UK, USA and I'm always charged in Malaysian ringgit without DCC being offered.