I called Visa back in May. At that time the reps were willing to give the Names of the Banks and their numbers that are offering the Visa Infinite Card. I got Chases number and called. They had just started offering Visa Infinite cards and the reps were willing to disclose information back then. Since May, I believe they may have change the structure of the card by not offering the tiered membership dues. As for verifying the income level, I think its just like other bank applications, they dont. However banks can generally tell ones income level by their Credit Report. If there is a need to verify income, they will call your employer or ask for verification (pay stubs or copy of tax returns)