I just applied for Chase SW Plus personal and said it's pending review. This was a mild surprise to me. I have 3 Chase personal cards (all 2+ yrs old), 1 business (applied 2-3 months ago) and excellent credit (780+ Experian) and high income. The big thing is that I got a luxury car lease last night (they pulled Experian). I'm going to call the reconsideration line now; if they're worried I have too much CL, I'll pull some from my Sapphire ($30K) that I don't ever use anymore. But assuming I get approved, should I apply for another SW card right away? Wait a week? Will it matter at this point if I apply for a business or personal?