Originally Posted by
Brugge
With Citi, if you get a targeted offer, all the other rules are out the window. But I don't know about Chase.
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Chase goes by the hard rules written in the T&C and nothing else matters. The targeted offers are junk mails sent to the general public. If you apply and dont meet the T&C (such as the 24 mt previous bonus) then most likely will not be awarded a second bonus.
As a data point , this happened to my wife when she applied and got approved for a targeted offer for the United Explorer card in the mail. Didnt get the sign up bonus of 50K as she already got it once before about 13 months back.