Scrog,
WHAT I KNOW:
MBNA Quantum comes with a Reward program ($75) or none (free w/ no rewards).

NEA has the Rewards program ($45 in Dec.) or none at all (free w/ no rewards). NEA is changing their program in December.

WHAT I DON'T KNOW:
NEA Quantum doesn't seem to gel as these are two separate programs and cards.

Perhaps there is a NEW MBNA NEA Quantum card, but that doesn't sound right........if there is such a new card, I'd be interested in LEARNING about it's rewards program.