The terms and conditions of the card you posted show a card with a 25 day grace period and variable interest rate at around 19.8%. It offers a 1% rebate capped at a rebate of up to $40 per month.
The card that CS may be referring to might have different terms and conditions.
I think at one time I had a card from them, but it was an oddball, so I never used it .. I think it had no grace period, but a super low interest rate, perhaps 7.99%? But with a card with no grace period, you pay interest on all purchases, even if you pay in full every month. This was several years ago, so I don't remember all the details.
-David
[This message has been edited by LIH Prem (edited 09-05-2001).]