Anyone have an experience with the Citgo VISA, issued by Associates National Bank? According to its web site http://www.anbcards.com/citgo/external/citgo.htm
it offers a 1% rebate on monthly purchases, deducted in the same month the purchase is made. However, costumer service at Associates told me that the rebate was 2% on general purchases and 3% on Citgo gasoline. One representative said that the rebate amount, although calculated on the basis of all purchases, would be deducted only from purchases of Citgo gasoline while another said the rebate was given independently of Citgo purchases. One representative also told me that there was no surcharge for foreign purchases. Obviously, the representatives are not well informed. Anyone know how it really works? A 2% rebate, together with no foreign surcharge, would make this card 5% cheaper than Citibank, Chase, etc. If true, it’s a good deal!