Scrog....I don't know if any of the cards I listed above offer hotel or rental redemptions, I didn't see those options listed, but perhaps if you call them...maybe they do!

Wolverine... Oh I was so disappointed when I got my letter about the Carnival Cruise card from MBNA. I've earned two $800 certificates from that program. I charged over $3000 in gift certificates at my local grocery store just so I could max out before they discontinue the program, to get my third certificate.

I have a site about the new MBNA Cruise Rewards program http://members.tripod.com/~DarlaBernard/index.html

Where did you hear about a new Carnival replacement? I thought the old program at 4% was quite generous, now Carnival says they are going to have an even better one? Keep sending me on those free cruises! More info please, thanks, Darla