There are more MC and Visa holders but the number of post here is less than DC or Amex for some reasons.

Do you have a FF miles MC or Visa? Do you think it's worth the $50-100 annual fee? I just got Aerogold here in Canada, which gives 1 mile per C$1 (or US$0.66). I think it's pretty good except it has a C$120 fee. So I need to spend $6000 just to earn back the annual fee. Some of the cards offer bank-issued miles, like EverCard Visa. These cards have less annual fees and award travels earn miles too. The only thing is these tickets are nonrefundable or changeable and need advance purchase. The FF tickets are totally changeable. You can redeposit any time before the travel, almost like a full unrestricted Y fare.

Anybody has one of these cards? Share some thoughts or experiences of your card with us.