Originally Posted by
LivelyFL
Ugh. I think I just made the worst mistake in history. Applied, received, met the spend for the 70K Chase Ink Plus. I left the country forgetting to put the payment on autopay. I just checked my account and my payment is 5 days late! I immediately paid the balance.
Does anyone have any experience with this? Did I just lose 70,000 points because my account was not kept up to date (this is my first billing cycle). I messed up. I feel terrible.
Your bonus is fine, and so is your credit. It's not 30 days late, so will not be reported to a credit bureau. The bonus is not in jeopardy.
Hopefully by now you've already called, gotten the late fee and interest charges waived, and are feeling better about the whole thing. I often find that brand new cards have a hitch... sometimes (Citibank) you can't even set up autopay until the statement closes and posts.