FlyerTalk Forums - View Single Post - Was this a bad idea? (Authorised user isn't real)
Old Nov 21, 2014, 12:50 am
  #1  
AllieKat
 
Join Date: Nov 2012
Posts: 3,537
Was this a bad idea? (Authorised user isn't real)

So, my legal name isn't actually Alex, but Alex is the name I use. I hate it at restaurants when they read the name on the card (my legal name) and say "have a nice day -my legal name that I hate-" - knowing that some card companies allow authorised users with no evidence that is a legal person, I got online and tried - only Bank of America and American Express wanted a SSN. The others let me just type in Alex and get an authorised user card.

Will these banks (Discover, Citi, Barclay's, Chase) try to add this to a credit report, realise Alex isn't a legal person and is just the name I normally use, and take adverse action? I know I probably should have tried just one instead of going for all four but I'm like "okay, I'm sick of this credit-card-has-legal-name thing, I'm taking care of this now" - it's too late obviously, but do you all foresee any issues?
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