No, I wasn't saying what I for or against at all. I was explaining what I have done as an example of some people having some transferable points temporarily rather than permanently.

The big point you seem to be missing is that most people cannot earn as many points with even one or two years of spending only on one card as they can in a couple months with the bonus from a new card signup. So many people sign up for transferrable points cards, earn the bonus, transfer the bonus, cancel the card, then a couple years later repeat. They thus earn way more points doing that than getting one card and holding it. They're not so much cancelling to avoid the annual fee, as cancelling so as to qualify in a couple years for doing it all over again.

Now, having said that, that is no longer possible with Amex personal cards:

http://www.flyertalk.com/forum/ameri...etime-usa.html

So my example from the past (getting an Amex Gold card twice, transferring the 25k signup bonus points, then cancelling it) is not repeatable.

But Chase UR cards are still (slowly) churnable. So you can get a Chase Sapphire (no AF), keep it (for the rotating benefits), get a Chase Ink Plus, cancel the CSP, then a couple years later get another CSP, cancel the Ink Plus, and slowly repeat.

I'm not saying you should do that. Only you know your own credit history, only you can decide if churning credit cards is right for you, but you asked what other people do, and that's one thing that other people do to maximize their transferrable points earnings.

Another thing other people do is Manufactured Spending, but that's such a big area that there's a whole separate forum devoted to it:

http://www.flyertalk.com/forum/manuf...-spending-719/


... Meanwhile, as to Amex Blue, I think you got that confused with Amex Everyday. Both are no-AF cards, but Blue is an old (and no longer actively promoted) no-fee MR card, and is much more limited in its MR implementation than the new Amex Everyday card is. (Blue doesn't let you transfer to partners, Everyday does.)