data point on applications
5 current personal chase cards = 39k. 2 applied for this year
1 business (ink plus) 15k.
Last app 2 weeks ago for british avios.
applied for chase saph perf, got 'your app is being reviewed'. Immediately called, gave info, reviewed, more questions about old lines not being used and I offered to transfer some balance from old one to the new on (told them give me 10k on new card and you can take 7500k from old card).
Told hp in last 6 months= 8