This is a score provided for free by a bank. All of those free-through-the-bank scores are bureau-generated scores. The TU-generated scores (which Barclays uses) show bigger scores for me consistently than the EQ or EX (I forget which) scores that US Bank shows, month after month after month. (Ie, both go up together, both go down together, but both stay diverged.)

There's an existing thread that discusses these free FICO scores from banks and differences between them:

http://www.flyertalk.com/forum/credi...it-scores.html