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Old Nov 13, 2014 | 1:49 pm
  #1180  
NotJustDreaming
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Join Date: Aug 2013
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Originally Posted by TheSinister
As for churn duration, I was under the impression to churn every 6 months (ie: apply and get the card in January, cancel in July and reapply in July. So there is another 6 month wait period?
There is some YMMV in this, but best practice is to keep a card for six months and then wait six months before reapplying. Some cards need twelve months. Marriott Rewards was a year but someone recently posted he did it three months after reapplying.

The Amex cards are six months from cancelling to reapplying to ensure you get the sign up bonus again.
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