Ive deposited with the tellers in excess of 2 MOs for $1k each, several times every month sometimes weekly, for a long time already. So far no problems and did it in several States as well

That said I wouldnt do it with a new acct/bank. Nor if I didnt have a certain status with them

From your 1st post it seemed as if you just got into the MS game and opened the acct and did everything within the same day if not the next day. No way for anyone to know this wasnt the case if you didnt say so and left the impression that youd be up the creek if the funds werent released by Friday. All could have been avoid had you simply stated I want the funds released but no big deal to float $3k for several months if I have to.