We recently relocated to HK, joined Citi gold, and now looking to get credit cards. After reading through many pages in this discussion, I'm so confused I thought I might as well just ask here: what is the best credit card (or combination) for us?

- Currently only 1 of us is working with annual salary $1500000
- we spend mostly on rent, kindergarten, groceries, mannings, utilities
- we would travel twice a yr to mainland china, once to southeast asia on holiday, once to europe for summer holiday.
- I get a Cathay amex from work, and I travel frequently in the region and maybe once or twice a yr to europe for work.

I hope this doesn't sound very stupid.....appreciate your help!