Originally Posted by
tom911
I see that frequently posted, but most of the time it's by FTers that don't live in the U.S., and no one ever posts what they pay for their policy and what is covered.
Here's another example where a travel insurance product is suggested but no details about it:
What are you paying for your policies? What's covered?
The only time it's worth paying for a standalone policy is if you aren't prepared to accept the risk of the occasional overnight in IRROPS. It doesn't happen that often and I'm prepared to accept that risk. Others might not.