Originally Posted by
ericdabbs
So are you saying that when you apply in branch, you just have to tell them your username you use for your business accounts login to look into your account? I am just curious if they the bank reps try to grill you on questions or just help you fill it out. I assume they don't have authority to approve you on the spot?
Certainly you don't have to give them any username. If they have a business profile on you they will see your previous business accounts. If you don't have, they have to create it for the offers to display. I had personal (checking account) but no business profile and on my ink plus, they couldn't understand how to apply.
Yes, you're being questioned about your business. Is it retail, wholesale, yearly income, what it actually does, etc. They submit the info, but it's not up to them to decide the outcome obviously. On my ink plus i was instantly approved, on Bold, got we will inform you about the decision later. I've decided to call after a week and got denied.