Ideal from the perspective of approval? Doesn't matter, these are mass market products.

Ideal from the perspective of maximizing value? You need to travel frequently by air for airport lounge access to matter, and you need paid stays at higher end chain hotels for the lodging benefits to be meaningful. If you typically pay < $100 per night for a room, you aren't going to find value getting one night free or complimentary breakfast at places which charge > $300 per night.