Originally Posted by
Happy
I also phone in to set PIN on all cards so no need to look at the card for the PIN but use the same PIN on everything.
Ditto, using the same meaningful pin month after month. No chance for someone getting hold of the card to just use last 4 digits nor are they likely to guess my personal PIN before I call to suspend. But then I'm pretty diligent about going from Simon straight to Kate to unload.