Originally Posted by
tmiw
Ultimately all of these card replacements will fail, even if they have EMV. The US looks like it's going to leapfrog contact EMV and go straight to phone-based contactless except as a fallback. Plastc may have had a shot before Apple Pay made NFC cool again, but it's too late now. Especially when people can use their smartphones or existing cards for tap to pay for free, and especially since the return policy on this is even worse than Coin's.
1. Plastc has a contactless interface. What will be enabled is the question.
2. You're living a dream if you think the US will end up being a primarily contactless/mobile payment country. This isn't based on any hard facts so don't ask for them, we'll just see in a year who was right. Cards, contact or contactless, are a better experience than paying by phone. I only use my phone because it's more secure than magstripe, but now I'm just using my contactless Amex in those situations.