Man I'm so torn.. I already got one personal 50k card this year in June (with the intention to get the business soon after but I applied for the 70k ink instead). At this point I wonder if its better to get and use a business now to just get the 2015 companion pass and then get two other variations near the end of 2015 to get it again in 2016 and 2017... or should I wait until jan to get the biz 50k and other personal shortly after to get it for 15-16. What do you guys think?