Ok, I stand corrected on the middle part (didn't realize how much the volume has changed since I left), but not the beginning part. The checks still have to be imaged at the beginning, and although different banks I'm sure do this at different points, I haven't seen any teller at my bank doing this. Seems easy enough for someone else to screw up who is imaging all the checks for electronic presentment. Which seems to be what happened here after rereading some earlier posts (one was imaged/presented twice, the other was missed altogether). I wonder if they have an image of it at all...?