Hello,

I am really getting into the hobby of churning. I got my first round of cards about a month ago. I got into this because I plan to go on a year long RTW trip starting in the summer.

Anyhow, my question is, how hard should I churn? I only earn about 65k per year, but I travel a lot for business and I also have a spouse who spends on my accounts. On a monthly basis I usually spend 4k on cards minimum, but on some good months, I could spend up to 8k. This is without any MS strategies, which I'm not against using if I have to.

My first AOR, I applied for 5 cards and got approved for all of them:
-Capital One VentureOne
-Barclays US Air
-Mariott Rewards
-Chase Club Carlson
-Citi AAdvantage

My reason for choosing these cards is because I want a variety between airlines and hotels so that I have flexibility and a lot of points on my trip. That is my goal. Another reason was that I needed to clean up my credit. So, I picked some easier to obtain cards. I will pick better cards next AOR. I don't think I will have any trouble completing these current offers within' 90 days.

I have raised my score from 670 to 747 after I opened this round of cards.

I have time for 2 more cycles before my trip. It would be great to have 1 mil plus points (including my earnings from normal travel rewards). How many cards should I be applying for at once? My thought is, I should probably start applying for at least 1 card with every major financial institution. that would be: 1 Chase, 1 Citi, 1 AMEX, 1 Capital, 1 USBank, 1 Discover, 1 Barclays, 1 BOA, 1 PNC? Is this a good thought? Should I even double up and do business with some of these as well? How many max is a good idea for me? 10? more?

I know people get annoyed with newb questions, but I really appreciate your help and I promise to return the favor once I'm a seasoned churner!

Thanks for your help.