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Thread: What to put in income field if unemployed?
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Old Oct 28, 2014 | 8:35 pm
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HawkeyeFlyer
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Originally Posted by safigan
I applied for Chase cards for my wife and me a few days ago. All of my wife & my income is from investments. She was approved and I was rejected. I applied with identical income and very similar credit scores as hers.

I suspect I was rejected for listing my status as "self-employed." I suspect I would have been approved if I listed my status as "retired."

If it says "income" then you can include income from all sources, not just earned income.
Entering self-employed may not have helped for sure. I am not sure what you investment income is and it is none of my business but lets say it is $12,000 per year. That would not be looked at as a very profitable career, while putting retired would signify something much different
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