Applied on 10/19, approved on 10/28
did not call in, just waited it out, checking every few days on the automated line. had 2-3 inquiries in the last year, and checked my CR before applying.
they assigned a credit line very comparable to what we have with other large financial providers, almost uncanny how much it matched.
presumably if you have solid credit metrics and income it seems like waiting it out is ok, rather than debating with their credit analysts on the phone.
thanks for others posting their experiences on this threat.