Originally Posted by sunnyface2011

In my case, both spouse and I have own OBC. Both the card quit MS a month ago after last statement (no MS at all, only regular spending on spouse card). Although the most recent use of spouse's OBC was on 10/12, that card was cancelled Last Friday afternoon on 10/24. Mine is still open with statement closing date today, only one transaction on 9/30 since last statement, but still worry about that it can be cancelled anytime.

Tried to close it today to avoid negative record but was offered $75 credit to keep it open. So accepted the offer and leave it open. Maybe it is not a wise idea. Every time looking at my email I am nervous about the Cancellation email, maybe really not worth it if bothering me this much.