Originally Posted by sam_goh

How does one determine if personal cards get FR'd or if business cards get FR'd or both? Business FR requires additional paperwork iirc. I believe I've seen situations where biz cards get closed but personal remain, but I will search this thread again. I am a sole-proprietor so for me it was all cards both personal and business. Do both your personal and business cards say "charging suspended" on them right now?

3) What is Amex's treatment for Membership Rewards points or Cash Back already earned and banked, if the FR goes South? I can't claim the CB atm, but I could preemptively purchase store gift cards and/or transfer MR out it looks like. I don't know about cash back but I think you get like 30 days to transfer MR points out.