just throwing this out there for anyone who still has the TD Aeroplan VISA but was thinking of getting rid of it soon.

i cancelled my TD Aeroplan VISA a month ago after signing up for it in January, and it turns out they are giving me a pro-rated credit back for the annual fee, which i thought was interesting, since the offer back then was first year free (credit back after 2 months, which i did receive).

i had no idea they would do this and only noticed because i called in to check my balance, and there was a credit of $32 left on the gold card i converted the Aeroplan card to