Another option if anyone is in a similar situation is using the IHG Friends and Family Rate for Holiday Inn Golden Gateway. I see that I can get a 2-bed room for $98/night + taxes.
However, the IHG F&F rate is nonrefundable, and what I booked with the Opal is refundable, a bit cheaper, just a few blocks away on Van Ness, and includes breakfast. However, I have stayed at HIGG before, and enjoyed it.