After almost a month I have the answer to my question, so hopefully someone else will benefit also. I got a Club Carlson Visa last month as I decided to make a semi last minute trip to London at the end of October. Quickly made the spend and then waited. Calling US Bank I learned the Club Carlson Visas close the middle or the end of the month. Mine closes between the 17th and the 20th of each month. Of course, it closed on the 20th. Looking at CC T&C they state points will transfer 6 - 8 weeks after posting, but I knew that almost all programs say that even when points post much faster. And this morning 100,000 points were in my account and another 100,000 in my wife's. So it appears, in this case at least, that points transfer in approximately 48 hours.