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Thread: AMEX UK processes full Direct Debit after manual payment (rant)
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Old Oct 22, 2014 | 7:34 am
  #21  
mia
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American Express offer different arrangements with various products:

In some countries (e.g. the USA) withdrawals from automated teller banking machines are passed through to the associated bank account with only a few days' delay. The user is paying American Express for the convenience of not carrying the bank's own card.

In other countries (e.g. the UK-issued International Dollar Card) withdrawals are posted to the account the same as a purchase, but without earning rewards. The user is paying American Express for the use of the funds in addition to the convenience.
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