Originally Posted by
cxua
Wow. I received a call from Chase dispute department just 5 minutes ago. Long story short:
The customer rep who just called me was the original person who had received my dispute document via fax. She entered the information into the dispute system and called me, but missed her call. Her colleague followed up with what transpired last night.
The original rep made a reminder for herself to try me again and saw the notes on my account as what had happened. She called me just now and said, are you satisfied with the resolution of your dispute?
I said, well no. And she said, Yes I agree. She understands what DCC is and the impact, and said the paperwork I have provided is black and white. She initiated the charge back and put a temp credit of $83.76 USD on my account and asked me to wait 45 days for the merchant to respond. If not, it becomes permanent.
I told her she had restored my faith in people knowing to do the right thing. She replied, that its not ethical what the merchant did, and thanked me for being so patient.
^
Great news! Most of the CSRs & dispute managers for my credit cards (CapitalOne & Chase) are totally clueless when it comes to DCC and the resulting overcharges. Most have never heard of it before & seem quite surprised after I explain what it is and how widespread it has gotten. This leads me to believe that very few people dispute forced DCC overcharges & most assume it's just how it works when using your card overseas.