Originally Posted by
zyxlsy
The only way DCC benefits customers is that bank doesn't charge 3% on foreign transaction fees, and two days later of the transaction there is a huge dip (more than 5%) of the home currency. This way if letting Visa/MC deal with the exchange, the posting exchange rate would cost more than 5%...
Except most cards will that do charge a FTF will charge it even if you DCC.
Of course most of us here probably have 0% FTF cards.