I made a request for approval as a business customer in person at the mall to a manager who was anxious to help me. I have a real pass through company (for a law firm) that has been registered with my state for 8 years. She tried to get me approved, but my request was denied for essentially the same reasons as above. The most disappointing result of the denial is that Simon will not sell you the $1000 cards for a consumer transaction.
I and many others were banned by Metabank for visa gift cards at AAA for buying $500 cards and unloading them all at once at BB. Thus, I fear it is only a matter of time before those of us buying several thousand a month in person at Simon are shut down as well. Metabank historically has had a quick trigger finger for the MS crowd.