I have a TD Visa Business card. Yesterday, I arrived from a medical conference in Spain.

The flights were paid for, by this credit card.

Yesterday, I incurred some damage to one of the checked items.

I will see if the airline (in this case, LH) will pay for the damage.

If not, is there some benefits with this card, which will cover the costs of the damage.

I called the TD Visa customer service representative yesterday; she said that I needed to call the TD Insurance company, which provides the insurance benefits of the card, and ask the agent that question. But I will ask the question on this bulletin board, first.