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Thread: Two new Diners Club USA MasterCards. Applications suspended mid November 2014.
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Old Sep 27, 2014 | 12:35 pm
  #10  
mia
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Originally Posted by SteveT
...what the difference between the consumer and professional cards.
I expect we will find more:

  • Card type. Professional = charge cards; Consumer = credit cards (apparently, based on the fee disclosures)
  • Foreign transaction fees. Professional 3%; Consumer 0.
  • CDW vehicle value cap. Professional = $75,000 (Diners) or $100,000 (Carte Blanche); Consumer = $50,000
  • Other insurance. On cursory examination there appears to be differences in the carriers and terms of the other coverages. The Consumer coverages may be a standard package arranged by MasterCard, while the Professional coverages may be inherited from Citi. Someone would need to read carefully side-by-side to find the differences.
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