Just an information point. My wife and I both have the US Airways card. About 15 months ago, we had both the US Airways card and their NFL card. When we applied then for the Arrival card, we were both rejected. I read about Barclay's being tough on applicants who have more than 2 of their cards, so we got rid of the NFL card (it had a $400 sign up bonus, no other value). My wife applied last month for the Arrival card and was instantly approved. I applied this month and got the dreaded "pending" notification. But I called the above reconsideration line, and had no difficulty getting approved. So I think it's worth the call when you can the "pending" response.