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Thread: USA EMV cards: Availability, Q&A (Chip & PIN -or- Chip & Signature) [2012-2015]
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Old Sep 23, 2014, 9:53 pm
  #6924  
emvchip
 
Join Date: Feb 2013
Posts: 401
Originally Posted by unavaca
Anyone know if the Penfed cards are offline or online PIN?

Thus far, I've been pretty successful with just my Penfed and TY Premier cards when traveling. Aside from Danish places that only do Dankort, I've not had a situation where neither card would work.
PenFed cards have offline PIN, but default to signature whenever possible.
emvchip is offline