Originally Posted by
CrazyJ82
No, the rewards card is more restrictive in terms of conversion options.
There's a slight loophole. Will PM you two shortly on this.
Edit 10:30PM: can't PM you svellmann. You have to enable PMing in your FT account.
Originally Posted by
CrazyJ82
I believe you can convert in units of 500 miles, but it's HK$50 per block of 5,000 or any part thereof. So it's most cost-effective to wait until you've got a multiple of 5,000. But I've found I earn so rapidly with this card that it's not that difficult to hit that target.
Reward points are evergreen so only redeem when you need it. Aim to redeem over 30,000 miles for max $300 fee.
Originally Posted by
CrazyJ82
No experience on this one -- someone else will be able to answer.
http://www.citibank.com.hk/english/c...tcmp=HKENCCLN6
3.
Designated Merchant Categories are subject to the definition of Visa, MasterCard International and China UnionPay's Merchant Data Standards and the settings of the Acquiring Bank. Qualified Transactions made by principal and supplementary Cardholder(s) of the same Eligible Card account are counted collectively in calculating the Points.
Originally Posted by
CrazyJ82
It's worth asking them on both points. I went the other way: I started with the Rewards card at a time when they were running a particularly generous offer (the equivalent of 13,000 miles), and added the PM later. I think they automatically waived the first year fee on the PM although I already had the Rewards card. After I had met the spending quota for the PM welcome offer, I emailed them and they credited those points.
First year fee waiver on the Premiermiles and the Rewards. This is not the HSBC Visa Signature, Amex Platinum Credit or Charge or Centurion.