Originally Posted by
svellmann
A few questions before I hit the Citibank branch on Monday:
1. Do I have the same conversion options as with citi PM card (BA, MH, EY, IHG etc.) or only DL, CX, TG and SQ as per FAQs on their website?
No, the rewards card is more restrictive in terms of conversion options.
2. Understood from the Wiki that it's 50$ per conversion of 5,000 miles. I assume there is no way to avoid paying this. Does this also mean you can only convert in blocks of 5,000 miles or will it be pro-rata (i.e. 1 cent per mile) for anything above 5,000 miles up to 300$?
I believe you can convert in units of 500 miles, but it's HK$50 per block of 5,000 or any part thereof. So it's most cost-effective to wait until you've got a multiple of 5,000. But I've found I earn so rapidly with this card that it's not that difficult to hit that target.
3. The Ms. shall get a supplementary card linked to my principal card. Will her spending count towards my rewards, and at the same earning rate (1 mile/3$)?
No experience on this one -- someone else will be able to answer.
4. I hold the PM already so I understand I will not receive any welcome offer. But will I need to pay the annual fee in the first year and how do I get it waived in the following years? Will the Ms.' supplementary card annual fee be waived simultaneously if I manage to get mine waived?
It's worth asking them on both points. I went the other way: I started with the Rewards card at a time when they were running a particularly generous offer (the equivalent of 13,000 miles), and added the PM later. I think they automatically waived the first year fee on the PM although I already had the Rewards card. After I had met the spending quota for the PM welcome offer, I emailed them and they credited those points.